Question about entity

Does anyone know if Primerica is an MLM? Anything good or bad about it? I am mostly a lurker, but am involved with one MLM (Shaklee) and have family members who are involved in others (Market America, Melaleuca).

My car insurance came due for its 6-month renewal

I *had* been paying monthly installments since the last renewal becaus I didn’t have enough to pay the full 6 months at once. It will be a stretch, but it will save me $92 over the course of this renewal. Every little bit helps.
Mailed my mortgage payment Friday. It’s due on the 1st, but I have a 15-day grace period. By the end of the month, I should be able to send it earlier.
Non-financial tasks: I’ve been trying to de-clutter my basement to make space for my music studio. I’ve given away/trashed a lot, but I still have a LONG way to go. Ugh. No, I haven’t done any more work in my backyard for the garden. It has been raining on the days when I actually had time to work on it. Mother Nature is working against me…

Hi, I’ve been trying to get the truth out of this MLM project for a couple of weeks now

And there are some holes appearing in the claims. I found this MLM through an add in the Daily Mail(UK) and went to the site: 200kincome.com. He is an agent for a company called Passport2Wealth, so I began asking some questions.
The most important was about paying.
I said could the money be transferred through a Paypal account.
Now the first thing he emailed me was that he did not use paypal. But guess what?
When you follow his YouTube broadcasts, he displays a page showing how much money was paid into his Paypal Account from www.lendme1000.com! So how can this be?
Clearly he cloned the page and displayed it as his own.
Now only is this very illegal it reminds me of an old say: if you want to be a good liar, you have to have a good memory.

I spent about 10 years dabbling

Euphemism for bankrupting myself, literally, as I am reaching retirement aga, – in mlm always thinking the concept was good, just a matter of finding the “right” one. Amway, NuSkin/PhotoMax, Noni, AmeriPlan, are survivors of about 6 others, now out of business, that I tried.

My conclusions on my way to bankruptcy court:

You can only lose money in mlm.
Everyone is lying to you.
The more dedicated you are, the more it will cost you.
Bait and switch is a major modus operandi of mlm promoters.
One can only become a promoter by being willing to be a liar for the liars.
Many mlm company products are fine, but are too expensive and/or cursed with unprovable claims.
Lead sellers, seminar leaders, book writers on how to succeed in mlm, make their big money suckering people into buying their products, not via mlm downlines.
Lead systems maintained and promoted by some teams (often as “the only way you can succeed) is the secret cash cow for the leaders. Conflict of interest?
Products and services in the real marketplace survive by being cheaper, better, and readily available. mlm products and services universally fail on all 3 counts.
Any scheme that requires “religious” type of belief, trust and commitment is to be avoided like the devil. Save it for church.

How could I be so stupid? I wanted to retire without money worries.

There’s more, but you get the picture.

Avoid MLM. Life is too short to waste even one day wading through the lies, enduring the fraud, trying to do what cannot be honestly done.